ATM கார்டு இல்லாமல் ATM ல் பணம் எடுப்பது எப்படி ?
ATM கார்டு இல்லாமல் ATM ல் பணம் எடுப்பது எப்படி ?
Currently, you can avail this service at over 16,000 SBI ATMs across the country. The SBI ATMs enabled for this service will be called YONO Cash Point. In this post, I will discuss the process to withdraw cash from SBI ATM without a Debit Card.
The country’s largest lender SBI (State Bank of India) has introduced a new facility of card less cash withdrawal from SBI ATMs. The facility named “YONO Cash” which allows you to withdraw cash from SBI ATM without a debit card
SBI is offering this card less cash withdrawal service through its internet banking app called YONO. This facility allows card less cash withdrawal not only through SBI YONO App but also from SBI YONO website. You need to set a 6-digit YONO PIN for withdrawing cash. Now you have to generate a one-time pin (OTP) on SBI YONO, which will then have to be used to transact from SBI ATM.
Currently, you can avail this service at over 16,000 SBI ATMs across the country. The SBI ATMs enabled for this service will be called YONO Cash Point. In this post, I will discuss the process to withdraw cash from SBI ATM without a Debit Card.
Table of Contents
- YONO Cash – Features
- How to withdraw cash from SBI ATM without a Debit Card through SBI YONO App?
- How to withdraw cash from SBI ATM without a Debit Card through SBI YONO website?
- Cardless Cash – State Bank of India
YONO Cash – Features
1. Card less cash withdrawal through YONO App and YONO website.
2. The card less cash withdrawal facility is available across 16500 SBI ATMs.
3. This service is only available in card less cash transaction enabled SBI ATMs.
4. The card less cash transaction enabled SBI ATMs will be called YONO Cash Point.
5. It will eliminate the possible risk associated with the debit card while using at the ATMs for cash withdrawals.
6. This service will prevent various frauds arising due to loss or theft of a debit card.
7. YONO Cash transactions are safe and secured with a 2-step authentication process.
8. You can withdraw a maximum of Rs 10,000 in a single transaction through this service.
9. Using SBI YONO App, only two withdrawals in a day is allowed.
10. This card less cash withdrawal facility will not work in any other banks ATMs.
How to withdraw cash from SBI ATM without a Debit Card through SBI YONO App?
To avail card less cash withdrawal facility using SBI YONO App, you need to have active SBI internet banking on your SBI account. If you haven’t activated SBI internet banking then don’t worry. It is very simple to activate SBI Internet Banking. You can activate SBI net banking service online without visiting your SBI bank branch. Read
Card Less ATM withdrawal using SBI YONO App
Below are the basic steps which can help you withdraw cash through SBI YONO App.
1. At first, install YONO App on your Android (download from Google Play Store) or iPhone (Download from Apple App Store).
2. When you want to withdraw cash from an ATM, then you need to login on YONO app using your SBI Net banking user ID and password.
3. Here, you can see the SBI YONO app dashboard on your mobile.
4. Scroll down to the bottom to find “YONO Cash” under the Quick Link section.
5. Click on this option to proceed further.
6. Next page, read the details and tap on “Request YONO” tab.
7. You can see the balance amount in your savings account. Just below this, enter the amount you want to withdraw from the ATM. Tap on the “Next” tab.
8. Next page, enter a six-digit YONO Cash pin for the cash withdrawal transaction. Click on the “Next” tab.
9. Now, review your details and tap on the “Confirm” tab.
10. Once your cash withdrawal request is placed, you will see a “Thank You” message on your mobile with few instructions as in the below image.
11. You will also receive a six-digit YONO Cash transaction number on your registered mobile through an SMS. The YONO Cash transaction number will be valid for 30 minutes only.
12. Go to the nearest YONO Cash Points (Card less transaction enabled SBI ATMs) for withdrawal of cash.
13. Use your YONO Cash transaction number and Pin at ATM after selecting “Card Less Transaction” on the first page of the ATM machine.
14. Once this process is done successfully, the ATM machine will dispense the cash.
15. You will also receive SMS alert of cash withdrawal on your registered mobile number.
How to withdraw cash from SBI ATM without a Debit Card through SBI YONO website?
You need to have active SBI internet banking on your SBI account to avail card less cash withdrawal facility through SBI YONO website. If you have not activated SBI internet banking on your SBI account then don’t worry. There is no need to visit the SBI bank branch to activate SBI internet banking. I have written a post on how to activate online SBI internet banking.
Card Less Cash withdrawal using SBI YONO website
Below are the basic steps which can help you withdraw cash using SBI YONO website.
1. At first, visit the SBI YONO website https://www.sbiyono.sbi/.
2. Login by entering your SBI Net banking user ID and password.
3. Here, you can see the SBI YONO dashboard on your screen.
4. Scroll down the website to the bottom to find “YONO Cash” under the My Rewards section.
5. Click on this tab to proceed further.
6. Read the details and click on “Request YONO Cash”.
7. Here, you can see the balance amount in your SBI savings account. Below this, enter the amount you want to withdraw from the ATM and click on the “Next” tab.
8. Next screen, enter a 6-digit YONO Cash pin for the transaction to initiate the cash withdrawal process and click on the “Next” tab.
9. Review your details and click on “Confirm” tab to proceed further.
10. Once you click on confirm tab, the next screen will show you a “Thank You” message with few instructions as in the below image.
11. You will also receive a 6-digit YONO Cash transaction number on your registered mobile via an SMS. Note that YONO Cash transaction number will be valid for 2 hours.
12. Visit any YONO Cash Points for withdrawal of cash.
13. Enter YONO Cash transaction number and Pin on the ATM machine after selecting “Card Less Transaction” on the first page.
14. Once the process is complete, the ATM will dispense the required cash.
15. You will also get a confirmation of the cash withdrawal on your registered mobile number via SMS.
Cardless Cash – State Bank of India
Using the above process, you can withdraw cash from YONO Cash Points (Card less transaction enabled SBI ATMs) without your debit card. Please note that YONO Cash transactions are safe and secured with a 2-step authentication proces
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